Guides

Short, sourced answers to the questions behind the checklists and the state numbers.

Helmet Laws and Motorcycle Insurance: What Connects ThemWhere states require helmets, nine in ten riders killed wore one; where they don't, about a third. What that means for risk and coverage. Why Motorcycle Insurance Costs More in Some StatesRider deaths per registered bike vary several-fold by state. What drives the gap, what it means for injury cover, and two counting artefacts. Towable vs Motorhome Insurance: Who Covers WhatA motorhome needs its own liability; a travel trailer or fifth wheel usually borrows it from the truck. How that changes what an RV policy has to carry.